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Who will receive your savings on your death?

By designating a beneficiary, you decide who is to receive your pension savings on your death. If you do not designate a beneficiary, we will automatically pay out your savings to your next of kin.

As your pension scheme was established with Sampension, your “next of kin” were automatically designated as your beneficiaries – see the description below.

What benefit payments you can secure for your beneficiaries depend on your pension scheme.

You can see the coverages paid out to your beneficiaries on your death in your pension and insurance coverage outline. The outline is currently available in Danish only.

You can also designate one or more beneficiaries yourself by completing a beneficiary designation form. You must fill in the name and civil registration number of the persons you want to designate as your beneficiaries, stating the proportion of your savings you want to allocate to the person in question.

Please note that special rules apply if you are employed under a collective agreement covering state employees. Learn more in the self-service solution once you are logged in.

Beneficiaries without a civil registration number

If a beneficiary does not have a Danish civil registration number, we need documentation from/about this person to identify him/her if we need to. This may be in the form of a copy of the person’s passport, certificate of birth and contact details, for example. Contact us to learn more about what you need to submit to us.

Who are your next of kin?

The following persons are your “Next of kin” in the stated order:

1. Spouse or registered partner
2. Cohabitant if:

– you share a joint residence at the time of your death and expect, have or have had mutual children; or
– you have lived together in a conjugal relationship at your joint residence for the last two years before the time of your death

3. Children or their issue (e.g. children, grandchildren, etc.)
4. Heirs under a will
5. Heirs under the provisions of the Danish Inheritance Act.

When should I change my beneficiary?

You should regularly check that your designation of beneficiary fits you and your life situation. You should consider changing your designation of beneficiary if you get married or divorced, get a cohabitant, have children, experience major financial changes, or if one of your beneficiaries dies.

If you reside abroad

If you are residing abroad, we need documentation that you and your beneficiaries are sharing a joint residence. Contact us to learn more about how you can provide documentation on this matter.